Insuring Items in Storage
It’s not uncommon to have to place some of your items in storage as a part of your move. This happens for a variety of reasons–maybe your new apartment isn’t completely ready yet or maybe you just don’t have time to finish the whole move in one weekend. Whatever the reason, storage can be a practical solution to a host of different moving problems.
As you’re sending your belongings off to storage, you might wonder about the safety and security of your stuff while it’s away from you. Our storage facility is secure, insured, well-maintained, and heavily monitored. If, however, you want additional insurance for your items in storage, there are options from Serenity Movers, a group of insured movers in NYC.
Homeowners and Renters Insurance
Some homeowners and renters insurance policies cover your personal property while it’s in storage. You’ll need to check with your insurance company to find out if your policy offers this coverage. It’s typical for standard homeowners and renters insurance policies to cover damage due to theft and fire, but most coverage doesn’t cover flooding, earthquakes, and mold and mildew.
Additionally, most homeowners and renters insurance policies will only cover about 10 percent of the total amount of your coverage. If you have a lot of expensive items in storage–and this is often the case during a move–you might want to see if you can get higher limits on your coverage.
Additional Storage Insurance
If you want to secure additional insurance for your personal property while it’s in storage, make sure you get it from a company that is licensed to provide it. There are some companies out there to avoid. Instead of pointing them out, we prefer to tell our customers about the companies that we have found to be reliable:
If you are also acquiring moving insurance for your move, you may find that storage insurance is included in a comprehensive “moving” or “relocation” policy. Explain your entire plan to the insurance agent you’re working with so he or she can get a good idea of exactly what you’re looking for.
For example, Moving Insurance from MovingInsurance.com provides coverage for household and office goods while in transit or in a storage facility. If your move includes both transit and storage, you would be covered for both situations.
For more information about storage insurance, or to set up an appointment for a free, on-site estimate, contact us at 877-887-1818. We look forward to serving you.