A moving COI should match the building's exact instructions. Common requests include the mover's legal name, policy information, certificate holder, additional insured entities, dates, limits and building address.
If your building rejects a mover's COI, get the rejection reason in writing, compare it with the building's exact requirements and have the mover's insurance producer correct any supportable issue.
If your building requires a COI and the mover arrives without an approved one, management may deny access to the elevator or service entrance. Confirm the exact requirement before move day.
Reserve the service or freight elevator as soon as your NYC move date is likely. Building rules vary, so confirm the window, COI, deposits, approved hours and access path before booking.
Taskrabbit provides a standard COI, but NYC buildings that require custom certificate-holder or additional-insured wording may not accept it.
A self-move may be possible in an NYC building that normally requires a COI, but only if management allows a self-move alternative. Ask for the written rules before renting a truck or recruiting friends.
NYC co-ops, condos and managed buildings may require move fees, refundable damage deposits or both. The key is to separate building charges from your apartment security deposit and confirm the rules in writing.
A moving Certificate of Insurance (COI) gives an NYC building evidence of the mover’s insurance before move day. Here’s what it proves, what it does not prove, and how to avoid building-access delays.
Moving in a NYC co-op, condo, high-rise or walk-up? Learn how COIs, elevator reservations, access rules and building coordination affect moving day.
